1.Make a budget and follow it- Make a budget plan every month and control unnecessary expenses.
2.Start investing smart- Invest in SIP, mutual fund, stocks and fixed deposits.
3.Don’t forget to take insurance- It is impotant to take health insurance and term insurance.If you don’t have insurance , get it.
4.Create an emergency fund- Keep at least 6 months’ expenditure fund in a separate account.
5. Retirement planing- For Retirement, consider option like NPS(National Pension System) and PPF.
6.Make a rule to Invest in this way- 50% essential(food, rent, internet)
30% Lifestyle(Gadgets,subscriptions)
20% Investing and Investment.