How to save money

1.Make a budget and follow it- Make a budget plan every month and control unnecessary expenses.

2.Start investing smart- Invest in SIP, mutual fund, stocks and fixed deposits.

3.Don’t forget to take insurance- It is impotant to take health insurance and term insurance.If you don’t have insurance , get it.

4.Create an emergency fund- Keep at least 6 months’ expenditure fund in a separate account.

5. Retirement planing- For Retirement, consider option like NPS(National Pension System) and PPF.

6.Make a rule to Invest in this way- 50% essential(food, rent, internet)

30% Lifestyle(Gadgets,subscriptions)

20% Investing and Investment.

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